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The amount of money left over at the end of the day is referred to as cash flow (i.e. your profit after paying all expenses). While this may appear to be a straightforward task, locating a solid cash flow property is not as simple as it may appear. Buying the wrong investment property can result in "negative" cash flow, which means you'll have to contribute money from your personal account on a monthly basis. No real estate investor wants to be in that scenario.

That's why, in t…

Individual creativity leads to success because it allows a person to think outside of the box. Creativity is a way of thinking that creates major problem-solving breakthroughs that would not have been thought of logically. In today’s world, many of our problems have already been logically solved in an efficient manner! Or were they?

Many would attribute Steve Jobs and his company Apple with creating the first touchscreen device in 2007. This is actually untrue, as they just made it mo…

Real Estate Is Long-Term Investment Assset

How Can Real Estate Investment Fit Into Your Overall Long-Term Investment Asset Class

Women are cautious investors who devise long-term strategies for stable return. The question arises as to what do you consider a long-term investment class? Asset classes that correlate to the description of long-term returns are either real estate investments or shares.

Real estate investment and stocks or shares fall under two very distinct asset classes that cann…

What are goals? Goals are the desired end-result of an action or a series of action. Put simply, a goal is what you want to be, or where you want to be. Like everything else, there is no certain ‘formula’ to achieve your goals. But, if you follow some pointers, you might actually be successful in setting goals, and achieving them! Yes!

Defining what you want

Before setting out a target, make sure that it means a great deal for YOU to really achieve it. A goal must be something that pushes …

Let me share with you this:  over the years helping many customers in the mortgage industry, I noticed that majority of the loan applicants are male because their incomes are used to qualify for the mortgage.    Their co-applicant is typically their wife, who often time is also highly educated, but decided to take on a bigger role in raising their kids and become a stay-home mom.  I can understand that, but one major fact that I also witnessed is that if/when the couple divorce, the wife becomes…

“Family is not an important thing, it's everything. “by Michael J. Fox

For many of you out there who are workaholics, I am sure you know how important it is for you to spend quality time with your family and friends. In fact, spending time with people you love is the most important thing you could do in your day.

I used to work a lot of hours during the days when I started two new business.  Then my husband and I welcome a little boy into our world.  I know I want my business to be successful,…

The world in which we live in constantly creates a whole lot of everything. They all surround us with rich prosperity, rich health, rich fortune, relationships, opportunities, yes, abundance of all the things we might ever want.

You know, there can be as much and as little in our minds. And the key to living a life with abundance is to open your mind, your eyes, and your ears. Abundant life is possible. But you'll have to change the way you think and the way you perceive the world. Abundance is…

Time with Family

In my corporate career and while running my mortgage business, I traded my time for money.  I sacrificed time that belonged to my family and me to my paycheck.  In my mortgage business, I found the more time I put in the business, the more income that I made.  As soon as I stopped working, I stopped generating income.   I closed over $150 million in residential mortgages but worked 12-14 hour days.  I had discovered financial success but wasn’t leading a balanced life.

Buildin…